We know – vividly – what has already happened. We can never know what will come next. The humble recognition of this truth should be the foundation of any long-term investment philosophy. The question is, “Given that we cannot know what comes next, how should we invest?” From a micro level, when a company knows

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Happy to reconnect with an old acquaintance and go deeper personally. I was introduced to the Million Mask Movement when Ashanti came to our kids’ middle school to give a presentation about the masks that boys wear on the playground. It resonated and I was super excited to be invited to his podcast, Taking Off

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Last week I talked about account minimums in financial services. My stated concern was that 80-85% of the US population doesn’t have enough assets to qualify for most advisors’ $500,000 minimum. They either do it themselves or work with commissioned sales people. They don’t have access to independent, objective advice from a qualified fiduciary to

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Featured Articles: Good Writing From Around The Web Thinking About Reaching Out to Someone? Science Says Do It   Drop the note; make the call; send the text. Overcoming acquaintance inertia leads to surprisingly positive results. Before You Fly The Nest: Advice For Kids Heading to College   Share this life advice with the new

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Featured Articles: Good Writing From Around The Web On Sarcasm   I was a caustically sarcastic teenager. I made the decision to be nicer in college and dropped sarcasm. Now, people act like I just don’t get it when I don’t appreciate sarcasm. Anyone else? Misinformation Is Here To Stay (And That’s OK)   Not

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There is a lot of negative news out there right now. Inflation is the worst it has been in 4 decades, there may be a recession around the corner (we may just be waiting for the National Bureau of Economic Research to verify what the 2 quarters of negative GDP has already told us), supply

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When Dave died, one of the most beautiful parts of my life and a huge part of my future died with him. We had plans that we will never be able to fulfill and this changed my life forever. I will be talking about some of our plans on the Mindful Money Podcast in the

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Historically, it seems the primary function of financial journalism (perhaps all journalism) is to scare us out of our wits. We have been reminded of this almost hourly since the S&P 500 entered official “bear market territory” on Monday, June 13th by closing 20% below its previous all-time high set in January of 2022. Bear

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Today marks the first anniversary of my brother’s death. Dave died on June 17th, 2021 – the day before his 46th birthday. He lived with his family in San Ramon and in the 5 years before his death culminating with the pandemic lock-downs, my “inner circle” had largely collapsed to him and one other guy.

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