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Thanks Michael for the conversation. I appreciate the opportunity to talk about the vision my brother and I had so long ago. ABOUT THE EPISODE “When you think about your finances, stop predicting, start planning and stay mindful.” Jonathan DeYoe Most people have free-floating anxiety about anything to do with money. However, embracing mindfulness in …
This is a really important distinction to know about. Whether you notice the storytelling or not… it is happening all the time. The more you notice it, the less you suffer. An Acute Personal Example For those of you who are relatively new to this blog or newsletter, my brother died last year – the …
With markets down into almost-bear-market-territory, nerves are fraying and questions are being asked. It is perhaps time for another reminder that, “This too shall pass.” The following is the market data surrounding all the bear markets (or near bear markets) in the S&P 500 since its inception on March 4th, 1957. In the 26 years …
A “Bear Market” is usually defined as the condition in which the price of a market falls – on a closing basis – 20% (or more) from recent highs amid widespread negative investor sentiment. That’s the definition. Can you tell me: Are we in a Bear Market? It depends. Your answer to the question, “Are …
Mindful Investing: Better Investing Outcomes; Less Suffering This is the working title of my 2nd book. The idea is a simple one. There are lots of people who promise better investment outcomes. If you have paid attention for the last 3 months on this blog, you know what I think of those promises. I wanted …
Last week we introduced two different definitions of risk. Loss of principal Uncertainty about lifetime consumption This week I want to place those definitions into the context of a lifetime financial plan to help with the understanding that, while investment bankers and analysts define the risk of a particular investment in terms of the loss …
The standard – Oxford English Dictionary – definition of risk is: Noun: A situation involving exposure to danger. Verb: To expose (someone or something valued) to danger, harm, or loss. It is easy to see how both the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC) transferred this …
We have spent the last three weeks highlighting the three measurable and controllable percentages that are absolutely critical to your long-term financial plan, especially your retirement-income success. They are (with links): Savings Rate: The percentage of your income you save Equity Allocation: The percentage of your portfolio you place in equities Withdrawal Rate: The percentage …
The last couple weeks we’ve been highlighting the only three percentages that matter. These are the three measurable and controllable percentages that are absolutely critical to your long-term financial plan, especially your retirement-income success: Savings Rate: The percentage of your income you save Equity Allocation: The percentage of your portfolio you place in equities Withdrawal …
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