Yes! No. Maybe? No one knows, and it doesn’t matter to long-term, goal-focused, and planning-driven investors. Always remember, the market cannot be timed. By definition, no one knows for sure that we’re in a recession while we’re in the recession. A recession is 2 consecutive quarters of GDP decline, and they’re “called” by the National

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Featured Articles: Good Writing From Around The Web Heuristics That Almost Always Work The most dangerous mental shortcuts are the ones that work ALMOST all of the time. Let Your Kids Be Bad at Things Why is it so hard to just let them do their thing, warts and all? My therapist often asks the

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Rocky, thanks for humoring me and joining me on the whole “Wealth is having a moment in our culture” riff. I think we have to be careful not to demonize people with money. ABOUT ROCKY LALVANI & RICHER SOUL Wealth Coach Rocky Lalvani, MBA, Enrolled Agent IRS, helps people who have financial success utilize their

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Featured Articles: Good Writing From Around The Web How To Want Less “Satisfaction” is the new code word for true happiness. Why You (Probably) Won’t Finish Reading This Story It’s not that we are collectively going insane, or that we lack willpower. It’s that our attention is being intentionally stolen. It’s part of the business

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There are two ideas constantly competing for dominance in the world of investing advice – Active vs. Passive. Your outcomes, in terms of investment returns, will probably differ very little based on which side you choose to believe – though evidence does support a passive approach. Your outcomes, in terms of the time spent and

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Featured Articles: Good Writing From Around The Web Black History Month History.com does a good job with the origins and history of Black History Month as well as the photography and links to more about black history. Reasons to be Cheerful Before we get further into the heavier items, just remember: When the daily slog

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I am very anxious about a lot of things, but “not running out of money” tops my list. It took me a long time to identify the source of this anxiety, but now I know it stems from growing up in a family that had very few resources – and knowing how close we were

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Featured Articles: Good Writing From Around The Web How the Great Zen Master and Peace Activist Thich Nhat Hanh Found Himself and Lost His Self in a Library Epiphany I wasn’t formally Thich Nhat Hanh’s student, but I spent many hours with his teachings both in grad school and for years beyond. His peaceful heart

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The market moves quickly. No one (not I, not you), can see it coming. Some people continuously repeat their predictions and eventually look very smart…  you know, broken clocks. Some people say they see it coming beforehand (lots of people say lots of things) – you can’t know who will be right. More people say

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