Over the last two weeks, we have placed the choice between using passive tools vs. active tools into the greater context of our lives. As a quick review: Active investing requires far more effort – either on the part of the investor, or on the part of another (creating an expense to the investor). Active

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Last week, we introduced the constant competition between two camps of investors: the Active vs. the Passive. And, without taking a stance re: financial outcomes (performance is entirely unpredictable), we made the case that a passive approach might be the better approach. It is the one I choose personally, and recommend often – if for

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There are two ideas constantly competing for dominance in the world of investing advice – Active vs. Passive. Your outcomes, in terms of investment returns, will probably differ very little based on which side you choose to believe – though evidence does support a passive approach. Your outcomes, in terms of the time spent and

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I am very anxious about a lot of things, but “not running out of money” tops my list. It took me a long time to identify the source of this anxiety, but now I know it stems from growing up in a family that had very few resources – and knowing how close we were

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The market moves quickly. No one (not I, not you), can see it coming. Some people continuously repeat their predictions and eventually look very smart…  you know, broken clocks. Some people say they see it coming beforehand (lots of people say lots of things) – you can’t know who will be right. More people say

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“Difficult to see, always in motion is the future.”  -Yoda To my fellow Berkeleyans and other Bay Area residents, the headlines about the decline of American democracy are getting downright scary. I have begun to hear questions about how this might affect the economy and markets. It’s probably a good time to return to our

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As many of you know, my son – Eli – is a musician. You can see his work – both covers and originals – on his Youtube channel. About a month ago, he was listening to Coney Island, a Taylor Swift song featuring Matt Berninger (of The National), when I heard the following lyric in

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3.9% The latest employment numbers were worse than expected… but that didn’t stop the aggregate unemployment numbers from falling below 4% for the first time since the beginning the pandemic. And the year just past, we saw almost 6.5 million jobs created – the most jobs ever created in a single year. From the BLS

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2021 saw more than its share of major headlines. I’ve read probably 10 “Best of 2021″ headline lists, and I’d like to add my own effort – with a little different spin. Here are a seven 2021 headline highlights that shouldn’t have been… A mob stormed the capitol to overturn a presidential election, but had little

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