At Mindful Money, our mission has always been to empower you with the tools, knowledge, and clarity you need to build a life of financial well-being. As many of you know, I’m deeply committed to making Mindful Money a self-sustaining entity—one that can continue to offer guidance and support for years to come—while keeping our membership prices reasonable and accessible for everyone.
To achieve this balance, I’ve spent considerable time searching for tech partners whose values align with ours and whose solutions I can wholeheartedly recommend. I wanted to find resources that not only support Mindful Money’s continued growth, but also genuinely simplify and enhance your financial journey. That’s why I’m thrilled to announce our new partnership with Monarch Money.
Illuminating your financial path with Monarch Money
No matter your net worth, income bracket, or season of life, informed money management—the awareness of and control over what’s coming in, what’s going out, and where it’s going—is essential for progress and peace of mind. This active awareness serves to answer the omnipresent question of personal finance: “Am I on track to reach my goals?”
For many of us, the answer isn’t always clear. Our financial lives are often spread across multiple apps, accounts, bills, and statements, making it hard to see the big picture. Some of us wouldn’t even know how to begin to answer that question today.

That’s where Monarch Money comes in. Think of Monarch as your financial command center—a single, intuitive platform that brings all your accounts, investments, and spending into one clear view. Monarch connects all your accounts, from credit cards to investments, automatically tracks your spending into visually pleasing categories, and provides you with clarity and command over your finances. The app even syncs with online real estate and automobile values, informing real-time net worth estimates that consider all of your debts and assets.

Money and Relationships: Building Together
Money is often a source of stress in relationships, but it doesn’t have to be. One of the things I love most about Monarch is how it supports collaboration. Couples can set goals together, link joint and separate accounts to one household dashboard, and track their shared net worth. Monarch makes money check-ins easier with monthly summaries and interactive reports, and budgets can be shared and updated by both partners. These features are truly invaluable resources for greater money transparency and, ultimately, healthier relationships—and they’re available to every user at no additional cost.
Investing in Peace of Mind
Monarch Money is a subscription-based app, offering either monthly or annual payment plans. Standard monthly payments are $14.99, and if you opt for the yearly subscription, the price comes to $99.99 (or $8.33/month, in a strictly mathematical sense).
We’re excited to share a special link with all of our Mindful Money readers and friends that provides 50% off your first year of Monarch. Simply visit https://monarchmoney.sjv.io/MindfulMoney to get the discount!
Some perks that come along with a subscription versus “free” software include:
- An ad-free dashboard
- Constantly refreshed and updated data connectivity
- A promise to never sell your personal financial data
- A stable and user-focused business you can trust to be around for the long haul
The Tools for Your Journey
As I outline in our 10-part financial planning series, the keys to financial success are simple: set goals, save, pay off debt, invest, and—above all—stay aware. Monarch Money is a powerful tool to help you do all of this in one place, with less stress and more confidence.
This partnership allows us to offer you a valuable resource at a special rate, while also supporting the ongoing work of Mindful Money. It’s a win-win: you get a streamlined, mindful approach to your finances, and we can continue to serve our community with integrity and care.
If you’re ready to bring a little more mindfulness—and a lot more clarity—to your financial life, I encourage you to give Monarch Money a try. Click here to claim your 50% discount, and happy planning.