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Mindful Money Blog



Financial Success Requires Business Ownership - Your Own or Shares In The Great Businesses of The US and The World Thumbnail

Financial Success Requires Business Ownership - Your Own or Shares In The Great Businesses of The US and The World

You’ve heard me say it over and over… and over and over… and over and over again. Creating a retirement income that rises to match your rising cost of living and lasts the rest of your life, while at the same time creating a legacy that potentially lasts across generations, is possible – even for those who begin with very modest incomes. It requires three things: savings, equity ownership, and time.

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Podcast: The Pursuit of Learning | Reach Your Financial Goals and Increase Your Happiness Dividend with Jonathan DeYoe Thumbnail

Podcast: The Pursuit of Learning | Reach Your Financial Goals and Increase Your Happiness Dividend with Jonathan DeYoe

Clint Robert Murphy of The Pursuit of Learning podcast interviews Jonathan K. DeYoe on how to save, invest, pay off debt, and fund our retirement and goals by creating a lifetime income stream and how to develop a unique financial plan based on our most cherished values.

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Mindful Investing Works Because We Don’t Know/Can’t Know What Happens Next Thumbnail

Mindful Investing Works Because We Don’t Know/Can’t Know What Happens Next

We know – vividly – what has already happened. We can never know what will come next. The humble recognition of this truth should be the foundation of any long-term investment philosophy. The question is, “Given that we cannot know what comes next, how should we invest?”

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5 Biggest Financial Mistakes On The Path To Financial Independence Thumbnail

5 Biggest Financial Mistakes On The Path To Financial Independence

I have been in financial services for over 2 decades, and there are 5 things I see (over and over) that take people away from their financial success. They are: Spend > Earn; Retire too early; Panic sell; Excited buy; No planning. We have designed two offerings to solve for these 5 mistakes.

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No Account Minimum (Part 2): Membership and Workshops Done-With-You (DWY)  Thumbnail

No Account Minimum (Part 2): Membership and Workshops Done-With-You (DWY)

These issues of “account minimums” and who has access to advice have been on my mind for years. They are the main drivers for both the book and the education courses. It was a conversation, about 6 months ago, with a business coach that helped the rest of my platform take shape.

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Weekend Reading | Saturday, August 13, 2022 Thumbnail

Weekend Reading | Saturday, August 13, 2022

Thinking About Reaching Out to Someone? Science Says Do It | Before You Fly The Nest: Advice For Kids Heading to College | An Ancient Technique Can Improve Your Attention Span | Occam’s – How Buffer Assets Might Be Able to Help Your Retirement | How Much Money Do People Need to Be Happy?

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Personal Finance Is Too Big; Where Do I Start? Thumbnail

Personal Finance Is Too Big; Where Do I Start?

Because our educational system teaches next to nothing practical about personal finance, there are usually two ways people come to the idea of personal financial education. Either they are in a crisis of a particular kind, or they are finally realizing that some general financial education would be helpful as they go about their regular lives.

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The Market and Economy in Q2 2022: Perspectives and Principles Thumbnail

The Market and Economy in Q2 2022: Perspectives and Principles

The best way to completely destroy any chance for lifetime investment success has historically been to sell one’s quality equity portfolios in a bear market. In Warren Buffet’s words, it is wise for investors to be “fearful when others are greedy, and greedy when others are fearful.”

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It’s Officially a Bear Market Thumbnail

It’s Officially a Bear Market

Historically, it seems the primary function of financial journalism (perhaps all journalism) is to scare us out of our wits. We have been reminded of this almost hourly since the S&P 500 entered official “bear market territory” on Monday, June 13th by closing 20% below its previous all-time high set in January of 2022.

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Mindful Investing: Better Investing Outcomes; Less Suffering  Thumbnail

Mindful Investing: Better Investing Outcomes; Less Suffering

This is the working title of my 2nd book. It is based on my 40 years investing in stocks, 25 years in options, 20 years in real estate, and 15 years in private markets. If there is a tool that could be invested in, I have invested in it. At the end, I choose to invest 90% of my own and my family's investable assets in the simplest way possible.

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What is Risk? Thumbnail

What is Risk?

The problem with accepting the standard definition of “Risk” is that it is literally devoid of a critical aspect of personal finance – TIME! When we add time to the analysis of risk, a different risk definition is born. Think of the next 30 years of your own life. What do you want your money to be able to do?

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Weekend Reading | Saturday, April 16, 2022 Thumbnail

Weekend Reading | Saturday, April 16, 2022

The Pyramid of Leisure | This Is How To Make Emotionally Intelligent Friendships: 2 Secrets From Research | The Man You Should Be Reading | Money Can Buy Happiness (In Variable and Diminishing Quantities) | Drone Footage Shows Everything Going On Inside Tesla's Berlin Gigafactory | Zooming into the Sun with Solar Orbiter

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