Mindful Money Blog

This is the working title of my 2nd book. It is based on my 40 years investing in stocks, 25 years in options, 20 years in real estate, and 15 years in private markets. If there is a tool that could be invested in, I have invested in it. At the end, I choose to invest 90% of my own and my family's investable assets in the simplest way possible.

This week I want to place the 2 afore-mentioned definitions of "risk" into the context of a lifetime financial plan, to explain why I do not believe these definitions apply to a family with an asset-allocated and broadly diversified portfolio trying to meet a lifetime of financial goals.

The problem with accepting the standard definition of “Risk” is that it is literally devoid of a critical aspect of personal finance – TIME! When we add time to the analysis of risk, a different risk definition is born. Think of the next 30 years of your own life. What do you want your money to be able to do?

Shawn Yesner of the Crushing Debt Podcast interviews Jonathan DeYoe on Mindful Investing.

There are three measurable and controllable percentages that are absolutely critical to your long-term investment success. When you're looking at your personal finances, these are the three dominant variables you control to reach the freedom of financial independence.

Can I Afford to Take a Sabbatical? | 9 Reasons Why Active Investing is Difficult | How To Get Better at Making Every Type of Decision | Tech Selloff Hints at Deep Cracks in Glamour Stocks | NIMBYism Reaches Its Apotheosis | How COVID Stole Our Time and How We Can Get it Back

Over the last two weeks, we have placed the choice between using passive tools vs. active tools into the greater context of our lives. For these reasons, we believe that investing using passive tools has much to recommend it. But… what about those SIMPLE RULES?

Last week, we introduced the constant competition between two camps of investors: the Active vs. the Passive. And, without taking a stance re: financial outcomes, we made the case that a passive approach might be the better approach. “But, Jonathan, I really want to outperform.” I get it. So do I.

Wealth Coach Rocky Lalvani of the Richer Soul: Living a Life on Purpose Podcast interviews Jonathan DeYoe of Mindful Money

For the first time... I decided to hire a professional to do a comprehensive plan for my family. I wanted to be the client for once. I wanted an objective opinion. I heard the words, which were spoken very clearly and calmly: “You have enough; you’re going to be OK.” But I did not have the capacity to believe them.

With so many people predicting, some of them will always get it right. The surprise is that when we look at active management, there are fewer who get it right than there should be based on the number of predictions and pure, random chance. The odds are stacked against the prediction of future relative performance.

To my fellow Berkeleyans and other Bay Area residents, the headlines about the decline of American democracy are getting downright scary. I have begun to hear questions about how this might affect the economy and markets. It’s probably a good time to return to our Guiding Principles – something we do every January anyway.

The latest employment numbers were worse than expected… but that didn’t stop the aggregate unemployment numbers from falling below 4% for the first time since the beginning the pandemic. And the year just past, we saw almost 6.5 million jobs created - the most jobs ever created in a single year.

Bob Wheeler of The Money Nerve podcast interviews Jonathan DeYoe, author of Mindful Money.

Wesley Earp of the WEInvested Podcast interviews Jonathan DeYoe of Mindful Money.

Shark Bite Biz's David Strausser interviews Jonathan DeYoe, CPWA, AIF, owner and author of Mindful Money about why he doesn't speculate (buy lottery tickets or Bitcoin).

Patrick Francey of the Everyday Millionaire Podcast interviews Jonathan DeYoe of Mindful Money.

Ian Lobas of the Men on Purpose Podcast interviews Jonathan DeYoe of Mindful Money.

Christian Bartsch of The Growth Zone Podcast interviews Jonathan DeYoe of Mindful Money.

How does the state of our mind affect the way we make money decisions? You came to the right place to find out. Keith Baker’s guest today is Jonathan DeYoe, founder and CEO of Mindful Money.