Mindful Money Blog

Nobody Knows Anything, Kentucky Derby Edition | No, America Is Not Collapsing | How Good Are You at Detecting Bullshit? Take Our Test | The Key to a Good Parent-Child Relationship? Low Expectations. | How to Know When to Stop

A “Bear Market” is usually defined as the condition in which the price of a market falls – on a closing basis – 20% (or more) from recent highs amid widespread negative investor sentiment. Your answer to the question, “Are we in a Bear Market?” will depend on what “market” you are considering.

The last couple weeks we’ve been highlighting the only three percentages that matter. The combination of the 2nd and 3rd determine whether your retirement income will rise to meet your rising cost of living and last the rest of your life… or not.

Mapped: Global Happiness Levels in 2022 | 2022 World Happiness Report | Putin and Xi Exposed the Great Illusion of Capitalism | Young Women Are Out-Earning Young Men in Several U.S. Cities | Five Things I Know About Investing

From last week's Mindful Money Weekly, you remember that there are three measurable and controllable percentages that are absolutely critical to your long-term investment success. When you're looking at your personal finances, your equity allocation is the second of the dominant variables you need to get right.

We Desperately Need to Disrupt Our Approach to Retirement Saving | A Once Radical Idea to Close the Wealth Gap Is Actually Happening | Low Expectations | The Myths and Reality of Modern Friendship | The Art of Money

Shawn Yesner of the Crushing Debt Podcast interviews Jonathan DeYoe on Mindful Investing.

Berkeley May Explore Making Reparations to Black Residents | A Startup Is Sucking CO2 From the Sky and Making Diamonds. No More Mining? | The Backpacker’s Trail Calendar: 103 Hikes to Make 2022 Your Best Year Ever | Applying the Practice of Mindfulness to Money Management | Inside the Bubble

In the coming weeks, it is likely that "Recession" will take over the media conversation. Some combination of war, oil price spike, and inverted yield curve will come to be seen as natural predictors. Given current and potential headlines… what should we (goal-focused and planning-driven investors) be doing in our portfolios?

In Search of Troy | Tim Urban on Pluralistic Ignorance | Berkshire’s Performance vs. the S&P 500 | Should Investors Fear Rising Public Debt? | Change in Common Household Types in the U.S.

Can I Afford to Take a Sabbatical? | 9 Reasons Why Active Investing is Difficult | How To Get Better at Making Every Type of Decision | Tech Selloff Hints at Deep Cracks in Glamour Stocks | NIMBYism Reaches Its Apotheosis | How COVID Stole Our Time and How We Can Get it Back

Heuristics That Almost Always Work | Let Your Kids Be Bad at Things | Be Suspicious | Diversification Doesn’t Feel Good, Here’s Why | Principles of Economics, Translated (VIDEO)

How To Want Less | Why You (Probably) Won’t Finish Reading This Story | Get Comfortable with Feeling Uncomfortable | Public’s Top Priority for 2022: Strengthening the Nation’s Economy | The Best- and Worst-Paying College Majors, Five Years After Graduation

Black History Month | Reasons to be Cheerful | Empathy Is a Muscle You Build | We’re Seeing a Virtual Repeat of the Dot-Com Crash | The Moral Calculations of a Billionaire

How the Great Zen Master and Peace Activist Thich Nhat Hanh Found Himself and Lost His Self in a Library Epiphany | The Case for Vanguard | Simple Heresy | I Am a Meme Now — And So Are You | Opinion: I Read a Week’s Worth of Newspapers from 1921. It Was Comforting How Wrong They Were About What Mattered. | Why More Americans Than Ever are Starting Their Own Businesses

To my fellow Berkeleyans and other Bay Area residents, the headlines about the decline of American democracy are getting downright scary. I have begun to hear questions about how this might affect the economy and markets. It’s probably a good time to return to our Guiding Principles – something we do every January anyway.

2021 saw more than its share of major headlines. I’ve read probably 10 “Best of 2021" headline lists, and I’d like to add my own effort – with a little different spin. Here are a seven 2021 headline highlights that shouldn’t have been…

Shark Bite Biz's David Strausser interviews Jonathan DeYoe, CPWA, AIF, owner and author of Mindful Money about why he doesn't speculate (buy lottery tickets or Bitcoin).

Mark Podolsky of the Land Geek Podcast interviews Jonathan DeYoe regarding financial and behavioral wealth management.

Christian Bartsch of The Growth Zone Podcast interviews Jonathan DeYoe of Mindful Money.