Mindful Money Blog

Because our educational system teaches next to nothing practical about personal finance, there are usually two ways people come to the idea of personal financial education. Either they are in a crisis of a particular kind, or they are finally realizing that some general financial education would be helpful as they go about their regular lives.

For J. Money's first "Budgets are Sexy" blog, he did a bit of a personal intro, and I liked the format... so, in the name of transparency, I am stealing it. My name is Jonathan DeYoe. I’ve been a "financial advisor" for 25 years. I started in sales at Dean Witter in 1996...

Beauty is around us all the time. Sometimes we can’t see it. Sometimes we won’t let ourselves see it. Beauty, like everything else, is impermanent. It arises, it abides awhile, and it goes. When it goes, it is replaced by a new experience – some will be painful, some will be wonderful. Reality is a river of these experiences, one after another.

One of the good things about terrible loss is that it opens the heart in ways you cannot predict. No one can handle this alone. We can only handle this sort of loss in community. Human connection is the thing that makes our lives meaningful. Human connection with a shared purpose can make them amazing.

Paul Fagan and Paul Beck of the Financial Dads Podcast interview Jonathan DeYoe, bestselling author of Mindful Money.

To my fellow Berkeleyans and other Bay Area residents, the headlines about the decline of American democracy are getting downright scary. I have begun to hear questions about how this might affect the economy and markets. It’s probably a good time to return to our Guiding Principles – something we do every January anyway.

Last quarter, our Advisory Council let us know that we should be more vocal about our work. So, here is a quick summary of our last year...

Schwab explores behavioral wealth advice in their BeFi Barometer. Here are the results of their 2021 Survey.

In his 2021 Half-Time Report Event, Jonathan K. DeYoe discusses the global markets and economies in light of COVID-19. He discusses the unprecedented events that have brought us to where we are today, and where we might be headed.

At the completion of the first ½ of 2021, the global economy and their associated equity markets have made significant progress towards “recovery.” As always, we divide our mid-year report into two parts. First, we recap our shared investment philosophy; second, I share our perspective on the current situation.

In his 2021 Forecasts Event (held January 25, 2021), Jonathan K. DeYoe discusses the global markets and economies in light of Covid-19 other current events and offers an explanation of where we might be going.

Once in a very great while, there comes a year in the economy and the markets that may serve as a tutorial—in effect, a master class in the principles of successful long-term, goal-focused, and planning-driven investing. 2020 was just such a year.

Late into the day on December 21, Congress finally passed a much anticipated (and arguably long-overdue) second stimulus package. Signed by the President on December 27, the new stimulus package has already begun affecting Americans as we ring in the new year.

Rather than looking at where we are and seeing how many things are wrong (which, of course, is a totally reasonable choice - many things ARE wrong), let's instead look at where we are and see how incredibly far we have come... if only for a moment.

Team Mindful Money discusses the slowdown of market improvements, unemployment claims, current budget deficit, pending stimulus, possible double-dip recession and spike in new business starts — as well as the lessons learned by 2020 financial predictions.

Eli DeYoe performs a holiday medley for friends, family and anyone in need of a smile this holiday season.

Jonathan DeYoe shares his message of gratitude on behalf of Team Mindful Money, along with 3 simple gratitude practices we can each apply to our daily lives. Yes, even in 2020 there is so very much we are grateful for. More than anything, we are grateful for you.

Team Mindful Money discusses societal trends and high-frequency economic data in light of the 2020 election, vaccine availability, and Regional Comprehensive Economic Partnership (RCEP) trade deal, and the potential impacts our economy and investments.

I’m not making any assumptions, but given that Trump’s re-election would yield more of the same chaos, I wanted to imagine what the next 4 years might look like under a Biden presidency and his plan. What would the impact be on several factors such as the tax code, Social Security, and savings for retirement?

The coronavirus is still very much with us, as is much of the economic dislocation occasioned by the virus and accompanying lockdowns. We are closing in rapidly on a number of vaccines. But it may be quite some time before most of us will have access to them, and there will inevitably be frustration in the process.